CL
ClearCare Health
Bronze PPO
Coverage
$7,500 deductible · nationwide PPO
$218
est. per month
- Preventive care at no cost
- Telehealth visits included
Cash back for sharing your experience
All insurance
Life & Health Coverage, Explained Plainly
Term life, whole life, health, dental and vision — compared on real monthly cost. We read the exclusions out loud before anything is signed, and we review your rate every year after.
Showing 3 of 8 plans
CL
ClearCare Health
Silver HMO Plus
Coverage
$3,000 deductible · regional network
$342
est. per month
- Low generic prescription copays
- Assigned primary-care physician
Cash back for sharing your experience
CL
ClearCare Health
Family Shield Bundle
Coverage
Family of four · $5,000 deductible
$468
est. per month
- Covers children under 26
- Bundled dental and vision included
Cash back for sharing your experience
What most people get wrong
Term vs. whole life
Term covers a fixed window at the lowest premium. Whole life costs more but never expires and builds cash value. Most families need term first.
Deductible vs. premium
A low monthly premium usually hides a high deductible. We model your realistic yearly cost, not just the sticker price.
How much cover you need
A common starting point is 10x your annual income, plus the mortgage balance, minus savings. We do this math with you on the call.
Not sure which cover fits your family?
Talk it through: 1-855-ZORPATH